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Date of issue 1 2020 april

Show me personally interest levels for:

CUA Daily Snap Account

This account will not earn interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be found on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. in the part of the balance over $50,000.

CUA Everyday Company Account

Conditions: Funds can be found on call. Interest rates are calculated daily on entire balances and paid half-yearly.

All balances earn 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest percentage is calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner for the term deposit should be either a person aged 55 years or higher, or an excellent Fund/Trust, in which the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are at the mercy of CUA’s normal lending policy. Charges and fees use. Relate to Schedule of charges brochure. Conditions connect with ‘new company just’ offers. Interest levels take a per year basis and they are susceptible to change.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Important Info Show content

* contrast rate determined for a $150,000 secured loan over a term of 25 years centered on monthly repayments. #Warning: This contrast price holds true limited to the examples offered and could perhaps not add all costs and fees. Various terms, costs or other loan quantities might end in a various contrast price.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard protection. Lower LVR limitations make an application for non-standard protection kinds.

# On termination associated with period that is fixed loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be obtained to new to CUA mortgage loans just. Minimal loan amount $100,000. perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely approved ahead of 7/11/2018. Optimum LVR limitations use according to standard protection types. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will perhaps not alter for the lifetime regarding the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

2 offered to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides maybe maybe maybe not readily available for switching of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized just before 04/07/2018. Optimum LVR limits use predicated on standard protection kinds.

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3 major and interest (P&I) repayments just. Perhaps maybe maybe Not designed for construction purposes.

4 re Payments are created on a pastime just foundation for very first one year. After year loan will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast price according to a 12 interest only period and P&I for balance of the term month.

5 Maximum interest just amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration associated with the interest only period loan will return into the appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices according to a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re Payments are produced on a pursuit only foundation for first one year. After one year loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast price centered on a 12 thirty days interest just duration and P&I for stability associated with term.

7 interest that is maximum amount of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiry for the interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast prices centered on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance for the term.

8 Achieve Variable can be obtained to a new comer to CUA mortgages only. Minimal loan amount $250,000. Perhaps perhaps Not readily available for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage loan completely authorized just before 02/08/2019. Optimum LVR limitations use predicated on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to life associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.

9 Achieve Variable can be acquired to new to CUA mortgages just. Minimal loan quantity $500,000. Perhaps perhaps perhaps Not readily available for switching or restructuring of existing CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Maximum LVR restrictions apply centered on standard safety kinds. Posted interest levels and discounts available and applicable to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by repayment type (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the life for the loan supplied you may not differ your loan agreement. in the event that you differ your loan (for instance, changing the mortgage purpose or payment type), the prices and discounts may change.

8 Achieve Variable is present to a new comer to CUA mortgage loans only. Minimal loan quantity $150,000. Perhaps perhaps Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan fully authorized just before 1 2020 april. Optimum LVR limitations use predicated on standard safety kinds. Posted interest levels and discounts available and relevant to mortgages submitted on or after 1 April 2020. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest only and construction loans). The discounts specified in your loan agreement will likely not alter for the full lifetime regarding the loan supplied you may not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose type), the prices and discounts may alter.

15 major and interest (P&I) repayments just. Perhaps maybe maybe Not designed for construction purposes.

16 optimum interest just duration of a couple of years for owner-occupier and 60 months for investor financing susceptible to credit assessment. Interest just duration must align to the fixed rate period. At expiration associated with interest period that is only will return towards the appropriate Standard Variable P&I repayments price. Contrast prices predicated on interest just for the term that is fixed relevant P&I for stability of this term.

17 Payments are built on a pastime just foundation for very very first year. After one year loan will revert to your Standard that is relevant Variable repayments rate. Contrast price predicated on a 12 thirty days interest just duration and p&I that is relevant balance for the term.