That is a business which makes its money off individuals perhaps maybe not having the ability to manage its monetary item.

That is a business which makes its money off individuals perhaps maybe not having the ability to manage its monetary item. This can be no accident, claims Charla Rios, a researcher during the Center for Responsible Lending. Like many customer advocates, Rios calls the business that is payday “a debt trap by design.” Plus in reaction, the industry — well, sort of admits it. […]